Empowering women in India to take control of their finances with simple, easy-to-use tools.
Women in India face significant barriers to financial independence. SmartRiddhi is changing this reality.
Source: Women & Retirement Study, HSBC India, 2023.
Global Financial Literacy Survey by Standard & Poor’s (S&P), 2023.
Source: All India Survey on Financial Inclusion of Women, 2022.
Simple tools that make financial management easy.
Track income and expenses easily
Simple tools to help you track where your money goes and plan your monthly expenses without complicated spreadsheets.
Plan a secure future
Easy-to-understand savings goals that help you prepare for retirement with confidence and peace of mind.
Discover all benefits
Find and prepare to apply for all government schemes available specifically for women in India, all in one place.
Learn to save and invest
Easy-to-follow articles and guides that explain financial concepts in simple language without banking jargon.
SmartRiddhi is designed to be easy to use, even for women who have never used a financial app before.
Hear from women who have transformed their financial lives with SmartRiddhi.
"I never saved money before, but SmartRiddhi helped me create a budget and start saving for my daughter's education. Now I feel confident about our future."
"The government schemes section helped me find a special loan program for women entrepreneurs. I've expanded my tailoring business and now employ three other women."
"I was always afraid of investing, but the simple educational articles helped me understand how to grow my savings. I've started a small investment portfolio for retirement."
Join thousands of women who have transformed their financial lives with SmartRiddhi.
At SmartRiddhi, we believe that financial independence is a right, not a privilege. Our mission is to empower every woman in India with the tools, knowledge, and confidence to take control of her financial future.
Founded by a team who understand the unique financial challenges faced by women in India, SmartRiddhi is designed to be accessible, easy to use, and truly helpful for women at every stage of their financial journey.
Have questions or feedback? We'd love to hear from you.